Individual Voluntary Arrangement reduce debt * an individual voluntary arrangement is used to reduce debt and is an alternative to bankruptcy * advice from insolvency practitioners

An Individual Voluntary Arrangement could help you substantially reduce your level of debt. An Individual Voluntary Arrangement is a UK government approved scheme that is a formal agreement between a debtor and their creditors.

What is an Individual Voluntary Arrangement?

If your debts exceed more than £15,000 an Individual Voluntary Arrangement may be the answer to your debt problems. If your debts amount to less than £15,000 there may be other debt solutions. Sit down and do your sums as you are likely to have debts that amount to more than you realise.

Full name
Address
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Please provide at least one phone number
Home phone
Work phone
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Best contact time	Immediately Between 9am and 11am Between 11am to 1pm Between 1pm to 3pm Between 3pm to 5pm Between 5pm to 7pm Between 7pm to 9pm
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Total amount of debt owed	- Please select - £50,000+ £40,000+ £30,000+ £20,000+ £15,000+ £5000+ £3000+
Current monthly payments	- Please select - up to £180 £180-£350 £350-£500 over £500
Employed	Yes No
Net household income per month	- Please select - under £500 £500-£1000 £1000-£2000 £2000-£3000 £3000-£5000 over £5000
Number of people owed to	- Please select - 1-2 3-6 7-9 10+
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