IVA advice. Debt help and information. IVA advice by specialist debt negotiators. UK individual voluntary arrangements the alternative to bankruptcy

You may owe more than you think, so do your sums. If you have missed loan repayments, you need to add these to your outstanding debts.

An IVA could help you dramatically lower your debts, depending on your circumstances. An IVA is a formal and legal agreement between a debtor and their creditors.

What is an IVA?

If the total sum of your debts are more than £15,000 an IVA may be the answer to your debt problems. If your debts amount to less than £15,000 there may be other debt solutions.

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