Individual Voluntary Arrangement * free help and advice about Individual Voluntary Arrangements * IVA help by debt & insolvency practioners

An Individual Voluntary Arrangement (IVA) is a legally binding formal agreement made between a debtor and their creditors. An individual voluntary arrangement can be used to help write off a significant portion of your debts. Our insolvency practioners provide a free service and will negotiate with your creditors on your behalf to get your debt repayments reduced down to one affordable monthly payment.

What is an Individual Voluntary Arrangement?

How an Individual Voluntary Arrangement could help you.

IVA Individual Voluntary Arrangement.

If you owe more than £15,000 to your creditors apply now.

Full name
Address
Town
Postcode
Please provide at least one phone number
Home phone
Work phone
Mobile phone
Best contact time	Immediately Between 9am and 11am Between 11am to 1pm Between 1pm to 3pm Between 3pm to 5pm Between 5pm to 7pm Between 7pm to 9pm
Email address
Total amount of debt owed	- Please select - £50,000+ £40,000+ £30,000+ £20,000+ £15,000+ £5000+ £3000+
Current monthly payments	- Please select - up to £180 £180-£350 £350-£500 over £500
Employed	Yes No
Net household income per month	- Please select - under £500 £500-£1000 £1000-£2000 £2000-£3000 £3000-£5000 over £5000
Number of people owed to	- Please select - 1-2 3-6 7-9 10+
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To qualify for one of our Individual Voluntary Arrangement programmes

• You must owe more than £15,000
  
  
• You must have unsecured credit loans, credit cards, store cards
  
  
• You must only be paying the minimum repayments
  
  
• Or you are just paying interest charges
  
  
• You are seeking a solution to your debt problems
  
  
• You must have an income in excess of £1000 per month
  
  
• You must not be currently under a debt management programme

If you owe less than £15,000, depending on your circumstances, a Debt Management Plan may be another solution to your debt problems.